OptionTerms of Service
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1. Agreement
These Terms of Service ("Terms") govern your use of the OptionCraft mobile app and website (the "Service"), operated by Juan Palomares, an individual ("we," "us," "OptionCraft"). By using the Service, you agree to these Terms. If you don't agree, don't use the Service.
2. Your account
You certify that the information you provide is accurate. You are responsible for your password and all activity on your account. Don't share your account. Don't scrape, reverse-engineer, or interfere with the Service. We may suspend or terminate accounts that violate these Terms.
3. Educational content only — not investment advice
All content in the Service — lessons, screeners, strategy builders, payoff charts, probability estimates, Greeks, and "coach verdicts" — is for educational and informational purposes only. OptionCraft is not a registered investment advisor, broker-dealer, or financial planner, and nothing in the Service constitutes investment, financial, legal, or tax advice, or a recommendation or solicitation to buy or sell any security.
Market data may be delayed or inaccurate; probability figures are mathematical estimates, not guarantees. Trading options carries substantial risk of loss. Verify all prices and terms with your broker, and consult a licensed financial advisor before trading. We assume no responsibility for any consequence of actions you take based on the Service.
4. Intellectual property
The Service and its content — lessons, text, design, charts, logos — are owned by OptionCraft. You may use them for personal, non-commercial purposes only. You may not copy, redistribute, or sell any part of the Service.
5. Privacy
Your use of the Service is also governed by our Privacy Policy.
6. Indemnification
You agree to indemnify and hold harmless OptionCraft from any claims, damages, or expenses (including attorneys' fees) arising from your use of the Service or your breach of these Terms.
7. Termination
You may stop using the Service and delete your account at any time. We may terminate or restrict access at our discretion. Sections 3, 4, 6, 8, 9, and 10 survive termination.
8. Disclaimer of warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR ACCURATE. YOUR USE IS AT YOUR SOLE RISK.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, OPTIONCRAFT WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES — INCLUDING TRADING LOSSES, LOST PROFITS, OR LOST DATA — ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY WILL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE SIX MONTHS BEFORE THE CLAIM.
10. Governing law and disputes
These Terms are governed by the laws of the State of Washington, without regard to conflict-of-law rules. Any dispute will be resolved by binding arbitration in Washington under the rules of the American Arbitration Association, in English, conducted remotely unless both parties agree otherwise. You agree that disputes will be resolved individually, not as part of a class action.
11. Changes
We may update these Terms from time to time. The current version will always be posted on the Service with its revision date. Continued use after changes means you accept the new Terms.
12. Contact
Questions about these Terms: contact@optioncraft.app